Panama City, FL ZIP Codes
Panama City, Florida has 11 ZIP codes: 6 for street addresses (, , , , and ) and 5 for PO boxes.
Your street decides which one you use.
Which Panama City ZIP code is my address in?
Street ranges from the Census Bureau, 2026. PO box and organization ZIP codes are not found by street. A new street may be missing: address not found?
Panama City ZIP code map
Tap or point to an area to see its ZIP code.Full-size map
32402, 32406, 32411, 32412 and 32417 have no area on the map: they are PO box or single-organization ZIP codes. Dashed line: Panama City city limits.
Map: Census Bureau ZIP Code Tabulation Areas (2020) and place limits (2024).
All Panama City ZIP codes by type
| ZIP | Type and post office or station |
|---|---|
| 32401 | street delivery Panama City Sorting and Delivery Center |
| 32402 | PO boxes at the Downtown Panama City post office Downtown Panama City |
| 32403 | street delivery Tyndall Afb |
| 32404 | street delivery Panama City Sorting and Delivery Center |
| 32405 | street delivery Panama City Sorting and Delivery Center |
| 32406 | PO boxes at the North Side post office North Side |
| 32408 | street delivery Panama City Sorting and Delivery Center |
| 32409 | street delivery Panama City Sorting and Delivery Center |
| 32411 | PO boxes at the Panama City Sorting and Delivery Center post office Panama City Sorting and Delivery Center |
| 32412 | PO boxes at the Panama City Sorting and Delivery Center post office Panama City Sorting and Delivery Center |
| 32417 | PO boxes at the Panama City Beach post office Panama City Beach |
Why your mail may say Panama City when you live outside it
Panama City ZIP codes also cover Tyndall AFB, Callaway and Upper Grand Lagoon, so a letter addressed to Panama City can go to a home outside the city limits.
A ZIP code does not set your city, school district or tax. Bay County property records show which city you are in.
Panama City ZIP code questions
What is the main ZIP code for Panama City?
32401, the ZIP code of the main Panama City Sorting and Delivery Center post office at 1336 Sherman Ave.
Which Panama City ZIP codes are for PO boxes only?
32402, 32406, 32411, 32412 and 32417. Mail to them goes to boxes at the post office, not to street addresses.
What county is Panama City in?
Bay County.
ZIP codes for towns near Panama City
More towns near Panama City: Valdosta, Montgomery, Phenix City, Mobile, Columbus, Prattville, Auburn, Opelika, Gainesville.
Sources and last checked
USPS ZIP Locale Detail (October 1, 2026), GeoNames (CC BY 4.0), U.S. Census Bureau, HUD-USPS crosswalk.
Checked October 20, 2026. Sources · How we build our lists · Corrections